What is RepFi (Reputation Finance)

The $AUT token powers RepFi, Reputation Finance - a new paradigm in decentralized finance where reputation, and value-produced, are the foundation for financial instruments. Unlike traditional DeFi that relies primarily on asset collateralization, RepFi uses quantified reputation metrics - especially Peer Value ($\upsilon$) - to let anyone take part in financial opportunities based on their merit, value and participation, rather than their wealth.

Through RepFi, someone's reputation, someone's participation becomes a tangible, monetizable asset: measurable, composable, and capable of generating value.

The Āutonomy Matrix enables this through multiple RepFi instruments, starting with:

• Predictive Social Investments (Peer Staking) - Stake on others' future reputation growth

• Unrealized Reputation as Collateral (URRC) - Borrow $AUT against your future reputation

• Cross-Hub Investment - Hubs can invest in each other's success using Prestige metrics

These instruments create the foundation for the Peer Economy, an economy based on value, rather than wealth.